Punta Gorda is the town Charley rebuilt. The storm came ashore here on August 13, 2004, as a compact Category 4, and the historic district along Retta Esplanade came back block by block over the next few years with metal roofs on the restored buildings and new tile and shingle on the streets behind them. Eighteen years later Ian's eye crossed the harbor and tested every one of those roofs on the same afternoon.
The city's roofs now have a common birthday, and it is one Florida insurers count. A roof from 2005 is past the fifteen-year mark at which a carrier can ask for an inspection, and on tile the underlayment beneath a perfectly good tile is the part that wears out.
This site connects Punta Gorda homeowners by phone with an independent local roofing contractor. It does not perform the work.
An insurer letter about roof age is a roof inspection with a written condition report, and it answers the letter either way. A tile roof whose underlayment is at the end of its life is a roof replacement, sometimes as a lift-and-relay that keeps the original tile. A roof that lost ridge tiles or a section of metal in Ian or Milton and has been patched since is worth a look for the creasing and shifted tiles that hide until the next rain band, and a roof repair starts with finding them.
Punta Gorda is the county's one incorporated city, so roofing permits inside the city limits go through the City of Punta Gorda rather than the county desk in Murdock. The rebuilt waterfront is anchored by Fishermen's Village on the Peace River, which took its own share of Ian's wind and came back.
Call (941) 294-6154 to be connected with a local roofing contractor serving Punta Gorda.
A leak traced to its real entry point, then the flashing, boot, tile, or shingle that let it in put right and photographed.
Tear-off to the deck, new underlayment, and tile, metal, or shingle fastened to the Florida Building Code, with the county permit pulled.
A tarp on the opening before the next rain band, then photos and a written scope of what the wind took.
A walk of the roof and the attic side, with photos and a written condition report you can hand a buyer or an insurer.
The state OIR-B1-1802 form completed on your roof's straps, deck nailing, and water barrier, so your agent can apply the credits.
Dated photos, a line-item scope, and a contractor at the adjuster visit, so the claim is about what the roof shows.